Archive for the ‘Credit’ Category

Top 5 tips to keep your credit card safe

Monday, April 15th, 2013

credit card safety, credit cardCredit card has become a very important part of our daily life. Whenever you make any purchase, you prefer using your credit card rather than carrying large amount of cash. But then you must keep your credit card safe to avoid any unauthorized use of your credit card.

Try not to disclose your credit card details to everyone. Whenever you are using your card or entering the pin of your card during transaction, try to do it in a more closed way. Don’t leave your credit card with anyone, no matter how much trust worthy he or she is. Leaving your credit card with anyone can lead to illegal transaction from your card.

Make sure that you have put your signature on the card, so that only you can use it. Absence of any proper signature can make anyone eligible to use your card. If you ever lose your card, without wasting a single moment lodge a complaint with the local station and also inform the bank authorities to block your credit card. Whenever you are making any payment, keep an eye on the person swiping your whether to see whether he is taking down any details of your card like the card number or the CVV number.

What is a zero percent transfer credit card

Wednesday, June 20th, 2012

Zero percent transfer credit cards, credit cardsZero percent transfer credit cards can be a very useful monetary tool. if there is a balance that you carry in the credit card of yours, you may like to sign up for the offer of transfer credit card of zero percent and then get that credit card transferred to an interest rate of zero percent. This can be a very economic choice and you will be able to save lot money by using it through various ways.

There are a lot of choices that you can choose from regarding the zero percent transfer credit cards. You should be able to choose the card that is offering you the best deal. You can go to the different websites if the credit card companies in order to check the features that are offered by these companies and then make a choice that suits your requirements in the best possible way.

DIY Credit Repair Tips

Wednesday, June 13th, 2012

Credit Repair Tips, creditCredit repair is an ideal way to have a great start as far as monetary savings is considered. It is said that the process is quiet expensive. But not to worry as by keeping the following procedures in mind you can yourself repair your credit.

Make copies of the reports of your credits. Take the copies from each of the agency as the reports may vary slightly. Buy a good credit repair kit online with only $70 dollars. Note your plans there including the rules and provisions of credit repair as well as put in your credit conflict letters. You can always consult a credit repair guide. Organize the good credit reports in a nice manner so that you get them fast whenever you need them. Give a track of all the copies that you send the creditors as well as all the letters which they send to you. Note all the discussions taking place between you and the creditors. Another thing is that you must patiently wait for the results. Do not expect that you will be instantly benefited. Wait for the credit to get patched and repaired to your desired level.

Handle your debt with simple tips

Thursday, May 24th, 2012

Tips to handle debt, debtDebt is a problem which should be solved immediately and as soon as possible so that it may not create any problem in future. There are some tips which should be followed in order to achieve the goal. The first thing you should do is to consolidate the debts. There are many companies who will help you to pay your debt in very easy ways. You should tell everything to the company about your current financial position.

You should avoid using credit cards. Credit cards actually increase your expenses. People do not have control upon their shopping if they use credit cards. Thus it should be avoided in order to pay back the debt on time. You should prepare a monthly budget for yourself. This monthly budget will actually help you to save lots of money for yourself and this budget will stop you from spending extra money. Thus these tips will surely help you to pay back the debt as soon as possible.